Pet insurance comparison

Premium

Advertised from RM48.45/month; request a quote.

Benefit limits

Advertised annual vet-fee cover up to RM10,000. Confirm the selected tier’s limit.

Your share

Advertised reimbursement up to 90%; confirm the exact rate and any deductible in your quote.

Entry age

12 weeks to 10 years at commencement, subject to other conditions.

Waiting periods

Published illness waiting period: 30 days. Confirm accident terms in the policy.

Check before buying

Dog licensing, microchip and breed conditions apply. Cat identification requirements differ. Confirm the underwriting insurer and wording for the product quoted.

Dog product · Cat product

Premium

Displayed RM744.12 / 987.12 / 1,180.44 yearly; stamp duty additional. Disclosure’s Plan 2 total: RM997.12.

Benefit limits

Annual veterinary/surgical fees: RM2,000 / 3,500 / 5,000 by plan.

Your share

Confirm reimbursement, exclusions and benefit-specific excesses in your policy schedule.

Entry age

12 weeks to 9 years at application. The disclosure states renewal up to age 9.

Waiting periods

Linked 2018 wording: initial 14-day illness wait, repeated after a break. Confirm the version supplied with your quote.

Check before buying

Microchip and Malaysian residence required; dogs need licensing and must meet breed restrictions. Disclosure dated 1 January 2026 includes RM10 stamp duty.

Product page · 2026 disclosure · Published wording